Services
What We do
Mortgage
Buying a property can be one of the biggest decisions we make in our lives. We provide an unlimited service searching the whole marketplace to find you the most suitable product for your needs.
Whether you are a first-time buyer, moving home, looking for a second home or investment property we can help.
We provide mortgages in both residential and business markets including both first and second charge loans.
Buy-to-Let
We can find a suitable But to Let mortgage for both experienced and first-time investors.
Mortgages can be based solely on rental income or a combination of rental and earned income.
Self Employed
We know that if you are running your own business that time is precious. Banks and Building Societies lending criteria vary greatly in how they treat Self Employed Income.
As specialists in obtaining mortgages for the self-employed we have access to lenders who will consider lending based on one year’s trading history even if you are new to the industry. We will also look at lending based on Net Profit for sole traders.
Let us take the hassle out of obtaining a mortgage and allowing you to concentrate on running your business.
Adverse Credit
For customers who do not fit the profile required by high street lenders, maybe you have just returned from furlough, have recent blips on your credit score or more serious credit issues in the past including defaults and CCJs.
We can find suitable mortgages for those who may be underserved by many lenders.
Contractors
If you work as a freelance professional or contractor on a fixed term contract it can often be a challenge to find a mortgage lender that understands your needs.
Your income can be assessed based on your contract day rate rather than company accounts or tax returns.
Specialist Lending
- Second Charge
- Equity Release
- Commercial
- Bridging
- Build Loan Self-Build and Custom Build Mortgages
The Financial Conduct Authority does not regulate some forms of Buy to Let, Bridging loans or Commercial mortgages